“When you become a light in the world and your light shines on others, it inspires them to be a light, as well!” -Orrin Woodward
The best measure of the validity and effectiveness of any product is the testimonials that come from those that buy it, and then use it as it was intended to be used. The Financial Fitness Program is making waves all over the world in more ways than one. While its application is dependent on the specific situation of every individual that goes through it, the results are obvious whether someone decides to focus on the Defense, the Offense, or the Playing Field of Financial Fitness–or ALL THREE! Take a look below at just a few of the many different stories streaming in from customers all over North America–including the Caribbean!
“Danny and I were sitting in the Phoenix Airport, and we were trying to get a rental car; but I did not make a reservation ahead of time on purpose. So we went up to the counter, and they said that they did not have any rental cars for people that did not have a reservation. So Danny went on the Track and Save—he was showing the gal that we get this certain percentage off—and she said that it had to be done online. So she kind of helped us figure out how to do it online (because we’re not really ‘online’ people much). We ended up going to a neighboring car rental place, and with the Track and Save, we saved—oh my gosh—hundreds! So they initially told us that it was going to be almost $400 for this car, and that it was going to be a small-sized car. With Track and Save, we got a full-sized car for only $177. So we saved over $200 just by doing it on Track and Save, and that was just amazing. Track and Save definitely pays for itself!” -Jennifer Schreiber (Financial Fitness Customer in Wisconsin)
“Speaking of my mom and dad and the Financial Matrix–recently they were going to purchase a vehicle (brand new). With me talking to them—I didn’t give them any advice because I’m not a Financial Advisor—and just giving them some perspective. I asked them, ‘Why don’t you pay for it in cash?’ and mentioned, ‘You don’t have to get a brand new one.’ And lo and behold, they went today and got a vehicle that’s 4 years old with low mileage. The worst part about this whole situation is that the bank was just confused. They couldn’t understand why my parents didn’t want a $350 monthly car payment. And I’ll tell you what—in this day and age (my parents are in their late 60s), they don’t need a stinking car payment that’ll take them further into the matrix. So, they go in and they pay for it in cash. This is a great testament to the ripple effect, because they’ve seen my wife and I over the last couple of years eliminating tons and tons of debt and getting ourselves out of the matrix. We’re almost there ourselves. It was so cool that even my parents realized, ‘You know what, I think my son’s thinking is not so bad…’ And it’s really not me! I’m just a product of the system, so I’m very thankful.” -Steven Sager (Financial Fitness Customer in Illinois)
“Sometime back, I paid off most of my consumer debt…I took a bunch of the information—basically the same information that we find today in our Financial Fitness Program (just years ago from an earlier version). Doing that, I was able to eliminate over $60,000 worth of consumer debt. Well, of course, I’ve already shared that before. The only thing recently that I’ve had left was a mortgage on a piece of property that I owned out in Texas. And so, looking at that loan, it was a home debt from back in 2007 that I still owed a little over $100,000 on. I paid enough that over the life of that loan it was going to cost me over $300,000 for that piece of property. So, knowing and learning what I’ve learned from the Financial Fitness Program, it was just a good idea to sell that piece of property. And, as of today…the closing documents were filled out…that property is officially gone and I am 100% out of the Financial Matrix. I actually also pulled back a substantial amount of cash. I already had over a year’s worth of reserves plus an emergency fund…one year’s worth of salary…So I’m fired up!!” -Larry Cheatham (Financial Fitness Customer in Missouri)
“We have been traveling a lot lately, and that Financial Fitness Track and Save is wonderful! I think Motel 6 ended up being $45/night–so it was like a 20% savings. We used it at Denny’s a couple of times on our trips, at Dairy Queen, and just so many places! There’s so much on there. There are really awesome savings, and the Tracking part is super excellent, so we are so excited!” -Elaine Mallios (Financial Fitness Customer in Pennsylvania)
“I used a grocery coupon from Track and Save today for an EpiPen® prescription–which I got it today for free. Not only that, but it’s good for three prescriptions. That’s a $90 savings for a $25 investment. Can’t beat it! Fired up.” -Anna Keller (Financial Fitness Customer in Pennsylvania)
“I just saved $328 at Men’s Warehouse with Track and Save!” -Tony Hilgar (Financial Fitness Customer in Connecticut)
“I want to share a story that illustrates the importance of the Financial Matrix message. My son, Daniel, is in 4th grade—he’s 10 years old—and I was going through his homework and I was looking at this math sheet. And I said, ‘Daniel, what is this?’ And he said, ‘Oh, dad, we’re doing this project at school where this guy is an ER Doctor and he makes $7,000 per month and he’s got 3 kids and he’s kind of learning a little bit about life, and the sheet that you’re looking at is where he’s financing a car.’ On the sheet, it shows that he’s buying a $10,000 car at 5% interest and he’s doing the math to calculate how much the payments are going to be, how much his interest is, and how much he’s going to pay for the car. I looked at him, and I said, ‘Buddy, that’s a bad idea.’ And he said, ‘Why’s that, dad?’ And I answered, ‘Because debt is stupid. That’s what we learn with the Financial Fitness Program…That you don’t take a loan out for things that depreciate in value.’ And he responded, ‘I know dad! I make $7,000 a month, and if I just save my money for 2 months, I could buy a car with cash and not pay more than it’s worth!’ So here he is, intuitively knowing—at 10 years old, in 4th grade—that if he takes a loan out, he’s going to pay more than it’s worth. And yet the school system down here is trying to teach him to have that debt mentality at such a young age. Before the Financial Fitness Program, I would have agreed and said, ‘Yes, make sure you have a good car with low miles and all of that good stuff.’ But now I know, because I’ve lived it (I got rid of a car that we bought, took the equity and bought a lot lesser car to follow the right principles). I love that my son will not have to go through what I went through. Thanks!” -Danny Kellenberger (Financial Fitness Customer in Georgia)
“Since March of this year, we have been able to pay off a student loan, 2 car loans, and all 5 of our credit cards for a total of $12,398.55–in just the last 8 months! On top of that, we have also saved and been able to keep thousands of dollars in our savings account, as well as invest into our business and maintain being professionals since we got started last summer. We have had a goal to be completely debt-free by the time we are 30 years old, and we’re only 2 years away; but now we’ve begun to see the light at the end of the tunnel. Thank you to the Financial Fitness Program for this information.” -Mandy Bergeron (Financial Fitness Customer in Michigan)
“This past Monday marked 1 year that we started tracking our finances and implementing a budget using the Financial Fitness Program. Prior to Financial Fitness, our thinking was just to—you know—make the minimum payments and we would find ways to use what was left over. But after going through the Financial Fitness Program, and really starting to understand the Defense and the Playing Field of finances, we decided that it was time to make a change. So, using only the money that we made from our jobs–redistributed in a more financially-responsible way–we’ve been able to pay off over $16,000 in one year and establish a savings that continues to grow on a monthly basis. We still have a little ways to go, but we have a goal to get it completely wiped out by the end of next year. It’s an awesome feeling when you start to see the progress of digging out from that debt that’s been accumulating. And now, instead of looking for more ways to spend our money on frivolous things, we have more fun trying to find ways to save more and apply it back towards buying back our freedom. We’re really excited about this Financial Fitness Program and sharing it with as many people as possible. There are definitely results here, so you need to be plugging in!” -Nick & Abby Foster (Financial Fitness Customer in Michigan)
“Thanks to the Financial Fitness Program, today I am glad and happy to say that we are done paying off our debt. We had 6 credit cards with a total of almost $7,000. I never thought that we could pay it off so quickly. We just had to follow some of the principles—not even all of them—only some of them, and today we are debt-free. This is a new beginning for us. Thanks to our mentors, our future look really good right now. Thank you so much for this Financial Fitness Program. One of the many missions I have is to make sure that everybody that crosses my path gets this information, and that this Financial Fitness Program becomes part of Haiti’s student curriculum. I already started working on that, and I want to make sure that everybody gets the chance to get out of the Financial Matrix.” -Patricia De Matteis Rouser (Financial Fitness Customer in Pétionville, Haiti)
“We are so excited and would love to give a big ‘Thank you’ to all those who were involved in developing the Financial Fitness Program. Since February of 2015, we have
been able to eliminate a total of $42,547.31 of debt! It’s so hard to express our feelings in words of what it’s like to be breaking free from the financial handcuffs. But not only the finances—it’s way more than that. It’s about the feeling of living free…Free from the Financial Matrix…Free to make the choices that we want for our family and our future…And also, free to help others reach their goals and dreams. I just want to thank you so much for giving us the opportunity to live FREE!” -Meko & Stacey Arroyo (Financial Fitness Customer in Florida)
The countless lives that will be touched by this group of living testimonies alone is inspiring. As is the theme of a lot of these success stories, it’s interesting to note that the Financial Fitness Program does not only affect one’s finances. While learning proven principles and applying them to one’s life, the ripple effect that starts with the habits of discipline and consistency are never-ending. If you have yet to dig in to the Financial Fitness Program–no matter what your financial status may be–today is the day to begin!